{"id":1517,"date":"2022-11-20T20:00:50","date_gmt":"2022-11-20T20:00:50","guid":{"rendered":"http:\/\/credibairrada.pt\/?page_id=1517"},"modified":"2022-12-15T12:45:39","modified_gmt":"2022-12-15T12:45:39","slug":"politica-de-privacidade","status":"publish","type":"page","link":"http:\/\/credibairrada.pt\/en\/politica-de-privacidade\/","title":{"rendered":"Privacy policy"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"1517\" class=\"elementor elementor-1517\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a046443 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a046443\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6c76309\" data-id=\"6c76309\" 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\/><w:LsdException Locked=\"false\" Priority=\"67\" Name=\"Medium Grid 1 Accent 2\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"68\" Name=\"Medium Grid 2 Accent 2\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"69\" Name=\"Medium Grid 3 Accent 2\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"70\" Name=\"Dark List Accent 2\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"71\" Name=\"Colorful Shading Accent 2\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"72\" Name=\"Colorful List Accent 2\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"73\" Name=\"Colorful Grid Accent 2\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"60\" Name=\"Light Shading Accent 3\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"61\" Name=\"Light List Accent 3\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"62\" Name=\"Light Grid Accent 3\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"63\" Name=\"Medium Shading 1 Accent 3\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"64\" Name=\"Medium Shading 2 Accent 3\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"65\" Name=\"Medium List 1 Accent 3\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"66\" Name=\"Medium List 2 Accent 3\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"67\" Name=\"Medium Grid 1 Accent 3\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"68\" Name=\"Medium Grid 2 Accent 3\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"69\" Name=\"Medium Grid 3 Accent 3\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"70\" Name=\"Dark List Accent 3\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"71\" Name=\"Colorful Shading Accent 3\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"72\" Name=\"Colorful List Accent 3\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"73\" Name=\"Colorful Grid Accent 3\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"60\" Name=\"Light Shading Accent 4\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"61\" Name=\"Light List Accent 4\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"62\" Name=\"Light Grid Accent 4\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"63\" Name=\"Medium Shading 1 Accent 4\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"64\" Name=\"Medium Shading 2 Accent 4\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"65\" Name=\"Medium List 1 Accent 4\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"66\" Name=\"Medium List 2 Accent 4\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"67\" Name=\"Medium Grid 1 Accent 4\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"68\" Name=\"Medium Grid 2 Accent 4\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"69\" Name=\"Medium Grid 3 Accent 4\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"70\" Name=\"Dark List Accent 4\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"71\" Name=\"Colorful Shading Accent 4\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"72\" Name=\"Colorful List Accent 4\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"73\" Name=\"Colorful Grid Accent 4\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"60\" Name=\"Light Shading Accent 5\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"61\" Name=\"Light List Accent 5\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"62\" Name=\"Light Grid Accent 5\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"63\" Name=\"Medium Shading 1 Accent 5\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"64\" Name=\"Medium Shading 2 Accent 5\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"65\" Name=\"Medium List 1 Accent 5\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"66\" Name=\"Medium List 2 Accent 5\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"67\" Name=\"Medium Grid 1 Accent 5\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"68\" Name=\"Medium Grid 2 Accent 5\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"69\" Name=\"Medium Grid 3 Accent 5\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"70\" Name=\"Dark List Accent 5\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"71\" Name=\"Colorful Shading Accent 5\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"72\" Name=\"Colorful List Accent 5\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"73\" Name=\"Colorful Grid Accent 5\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"60\" Name=\"Light Shading Accent 6\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"61\" Name=\"Light List Accent 6\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"62\" Name=\"Light Grid Accent 6\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"63\" Name=\"Medium Shading 1 Accent 6\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"64\" Name=\"Medium Shading 2 Accent 6\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"65\" Name=\"Medium List 1 Accent 6\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"66\" Name=\"Medium List 2 Accent 6\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"67\" Name=\"Medium Grid 1 Accent 6\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"68\" Name=\"Medium Grid 2 Accent 6\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"69\" Name=\"Medium Grid 3 Accent 6\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"70\" Name=\"Dark List Accent 6\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"71\" Name=\"Colorful Shading Accent 6\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"72\" Name=\"Colorful List Accent 6\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"73\" Name=\"Colorful Grid Accent 6\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"19\" QFormat=\"true\" Name=\"Subtle Emphasis\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"21\" QFormat=\"true\" Name=\"Intense Emphasis\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"31\" QFormat=\"true\" Name=\"Subtle Reference\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"32\" QFormat=\"true\" Name=\"Intense Reference\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"33\" QFormat=\"true\" Name=\"Book Title\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"37\" SemiHidden=\"true\" UnhideWhenUsed=\"true\" Name=\"Bibliography\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"39\" SemiHidden=\"true\" UnhideWhenUsed=\"true\" QFormat=\"true\" Name=\"TOC Heading\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"41\" Name=\"Plain Table 1\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"42\" Name=\"Plain Table 2\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"43\" Name=\"Plain Table 3\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"44\" Name=\"Plain Table 4\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"45\" Name=\"Plain Table 5\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"40\" Name=\"Grid Table Light\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"46\" Name=\"Grid Table 1 Light\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"47\" Name=\"Grid Table 2\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"48\" Name=\"Grid Table 3\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"49\" Name=\"Grid Table 4\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"50\" Name=\"Grid Table 5 Dark\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"51\" Name=\"Grid Table 6 Colorful\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"52\" Name=\"Grid Table 7 Colorful\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"46\" Name=\"Grid Table 1 Light Accent 1\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"47\" Name=\"Grid Table 2 Accent 1\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"48\" Name=\"Grid Table 3 Accent 1\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"49\" Name=\"Grid Table 4 Accent 1\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"50\" Name=\"Grid Table 5 Dark Accent 1\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"51\" Name=\"Grid Table 6 Colorful Accent 1\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"52\" Name=\"Grid Table 7 Colorful Accent 1\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"46\" Name=\"Grid Table 1 Light Accent 2\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"47\" Name=\"Grid Table 2 Accent 2\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"48\" Name=\"Grid Table 3 Accent 2\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"49\" Name=\"Grid Table 4 Accent 2\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"50\" Name=\"Grid Table 5 Dark Accent 2\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"51\" Name=\"Grid Table 6 Colorful Accent 2\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"52\" Name=\"Grid Table 7 Colorful Accent 2\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"46\" Name=\"Grid Table 1 Light Accent 3\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"47\" Name=\"Grid Table 2 Accent 3\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"48\" Name=\"Grid Table 3 Accent 3\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"49\" Name=\"Grid Table 4 Accent 3\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"50\" Name=\"Grid Table 5 Dark Accent 3\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"51\" Name=\"Grid Table 6 Colorful Accent 3\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"52\" Name=\"Grid Table 7 Colorful Accent 3\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"46\" Name=\"Grid Table 1 Light Accent 4\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"47\" Name=\"Grid Table 2 Accent 4\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"48\" Name=\"Grid Table 3 Accent 4\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"49\" Name=\"Grid Table 4 Accent 4\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"50\" Name=\"Grid Table 5 Dark Accent 4\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"51\" Name=\"Grid Table 6 Colorful Accent 4\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"52\" Name=\"Grid Table 7 Colorful Accent 4\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"46\" Name=\"Grid Table 1 Light Accent 5\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"47\" Name=\"Grid Table 2 Accent 5\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"48\" Name=\"Grid Table 3 Accent 5\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"49\" Name=\"Grid Table 4 Accent 5\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"50\" Name=\"Grid Table 5 Dark Accent 5\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"51\" Name=\"Grid Table 6 Colorful Accent 5\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"52\" Name=\"Grid Table 7 Colorful Accent 5\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"46\" Name=\"Grid Table 1 Light Accent 6\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"47\" Name=\"Grid Table 2 Accent 6\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"48\" Name=\"Grid Table 3 Accent 6\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"49\" Name=\"Grid Table 4 Accent 6\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"50\" Name=\"Grid Table 5 Dark Accent 6\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"51\" Name=\"Grid Table 6 Colorful Accent 6\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"52\" Name=\"Grid Table 7 Colorful Accent 6\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"46\" Name=\"List Table 1 Light\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"47\" Name=\"List Table 2\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"48\" Name=\"List Table 3\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"49\" Name=\"List Table 4\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"50\" Name=\"List Table 5 Dark\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"51\" Name=\"List Table 6 Colorful\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"52\" Name=\"List Table 7 Colorful\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"46\" Name=\"List Table 1 Light Accent 1\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"47\" Name=\"List Table 2 Accent 1\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"48\" Name=\"List Table 3 Accent 1\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"49\" Name=\"List Table 4 Accent 1\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"50\" Name=\"List Table 5 Dark Accent 1\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"51\" Name=\"List Table 6 Colorful Accent 1\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"52\" Name=\"List Table 7 Colorful Accent 1\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"46\" Name=\"List Table 1 Light Accent 2\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"47\" Name=\"List Table 2 Accent 2\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"48\" Name=\"List Table 3 Accent 2\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"49\" Name=\"List Table 4 Accent 2\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"50\" Name=\"List Table 5 Dark Accent 2\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"51\" Name=\"List Table 6 Colorful Accent 2\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"52\" Name=\"List Table 7 Colorful Accent 2\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"46\" Name=\"List Table 1 Light Accent 3\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"47\" Name=\"List Table 2 Accent 3\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"48\" Name=\"List Table 3 Accent 3\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"49\" Name=\"List Table 4 Accent 3\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"50\" Name=\"List Table 5 Dark Accent 3\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"51\" Name=\"List Table 6 Colorful Accent 3\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"52\" Name=\"List Table 7 Colorful Accent 3\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"46\" Name=\"List Table 1 Light Accent 4\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"47\" Name=\"List Table 2 Accent 4\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"48\" Name=\"List Table 3 Accent 4\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"49\" Name=\"List Table 4 Accent 4\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"50\" Name=\"List Table 5 Dark Accent 4\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"51\" Name=\"List Table 6 Colorful Accent 4\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"52\" Name=\"List Table 7 Colorful Accent 4\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"46\" Name=\"List Table 1 Light Accent 5\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"47\" Name=\"List Table 2 Accent 5\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"48\" Name=\"List Table 3 Accent 5\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"49\" Name=\"List Table 4 Accent 5\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"50\" Name=\"List Table 5 Dark Accent 5\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"51\" Name=\"List Table 6 Colorful Accent 5\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"52\" Name=\"List Table 7 Colorful Accent 5\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"46\" Name=\"List Table 1 Light Accent 6\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"47\" Name=\"List Table 2 Accent 6\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"48\" Name=\"List Table 3 Accent 6\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"49\" Name=\"List Table 4 Accent 6\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"50\" Name=\"List Table 5 Dark Accent 6\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"51\" Name=\"List Table 6 Colorful Accent 6\"\/><br \/><w:LsdException Locked=\"false\" Priority=\"52\" Name=\"List Table 7 Colorful Accent 6\"\/><br \/><w:LsdException Locked=\"false\" SemiHidden=\"true\" UnhideWhenUsed=\"true\" Name=\"Mention\"\/><br \/><w:LsdException Locked=\"false\" SemiHidden=\"true\" UnhideWhenUsed=\"true\" Name=\"Smart Hyperlink\"\/><br \/><w:LsdException Locked=\"false\" SemiHidden=\"true\" UnhideWhenUsed=\"true\" Name=\"Hashtag\"\/><br \/><w:LsdException Locked=\"false\" SemiHidden=\"true\" UnhideWhenUsed=\"true\" Name=\"Unresolved Mention\"\/><br \/><w:LsdException Locked=\"false\" SemiHidden=\"true\" UnhideWhenUsed=\"true\" Name=\"Smart Link\"\/><br \/><\/w:LatentStyles><br \/><\/xml><![endif]--><!-- [if gte mso 10]><\/p>\n<style>\n \/* Style Definitions *\/<br \/> table.MsoNormalTable<br \/>\t{mso-style-name:\"Tabela normal\";<br \/>\tmso-tstyle-rowband-size:0;<br \/>\tmso-tstyle-colband-size:0;<br \/>\tmso-style-noshow:yes;<br \/>\tmso-style-priority:99;<br \/>\tmso-style-parent:\"\";<br \/>\tmso-padding-alt:0cm 5.4pt 0cm 5.4pt;<br \/>\tmso-para-margin-top:0cm;<br \/>\tmso-para-margin-right:0cm;<br \/>\tmso-para-margin-bottom:8.0pt;<br \/>\tmso-para-margin-left:0cm;<br \/>\tline-height:107%;<br \/>\tmso-pagination:widow-orphan;<br \/>\tfont-size:11.0pt;<br \/>\tfont-family:\"Calibri\",sans-serif;<br \/>\tmso-ascii-font-family:Calibri;<br \/>\tmso-ascii-theme-font:minor-latin;<br \/>\tmso-hansi-font-family:Calibri;<br \/>\tmso-hansi-theme-font:minor-latin;<br \/>\tmso-bidi-font-family:\"Times New Roman\";<br \/>\tmso-bidi-theme-font:minor-bidi;<br \/>\tmso-fareast-language:EN-US;}<br \/><\/style>\n<p><![endif]--><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: center; line-height: 150%; mso-outline-level: 1;\" align=\"center\"><span style=\"color: #008000;\"><b><span style=\"font-size: 24.0pt; line-height: 150%; font-family: 'Gotham Rounded Book'; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 18.0pt; mso-fareast-language: PT;\">Privacy policy<\/span><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 2;\"><span style=\"color: #008000;\"><b><span style=\"font-size: 18.0pt; line-height: 150%; font-family: 'Gotham Rounded Book'; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: 'Times New Roman'; mso-fareast-language: PT;\">1. Qual \u00e9 o nosso prop\u00f3sito<\/span><\/b><\/span><\/p>\n<p><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">A <b>CrediBairrada\/ Decis\u00f5es e Solu\u00e7\u00f5es Anadia (Decis\u00f5es de Vida \u2013 Media\u00e7\u00e3o Imobili\u00e1ria, Unip. Lda.),<\/b> adiante designado como <b>CrediBairrada\u00ae<\/b>, est\u00e1 ciente das implica\u00e7\u00f5es e da sua responsabilidade em cumprir com as altera\u00e7\u00f5es introduzidas em mat\u00e9ria de prote\u00e7\u00e3o de dados pessoais, nomeadamente com a produ\u00e7\u00e3o de efeitos a 25 de maio de 2018 do Regulamento Geral de Prote\u00e7\u00e3o de Dados, aprovado pelo Regulamento (EU) 2016\/679, de 26 de Abril de 2016.<\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">A <b>CrediBairrada\u00ae,<\/b> assume assim, o compromisso de garantir a prote\u00e7\u00e3o de todos os dados pessoais que lhe sejam disponibilizados, tendo neste sentido adotado diversas medidas de seguran\u00e7a, de car\u00e1cter t\u00e9cnico e organizativo, de forma a proteger os dados pessoais contra qualquer forma de tratamento il\u00edcito.<\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">A <b>CrediBairrada\u00ae<\/b> assume igualmente o compromisso de melhorar continuamente o conjunto de procedimentos e t\u00e9cnicas implementados para a prote\u00e7\u00e3o de dados pessoais, bem como cumprir os deveres de confidencialidade que decorrem da atividade de intermedi\u00e1rio de cr\u00e9dito, nos termos do disposto no artigo 3\u00ba, n\u00ba 1 do Decreto-Lei n\u00ba 81-C\/2017.<\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Assim, recomendamos a leitura do presente documento aos clientes ou potenciais clientes que pretendam aceder aos nossos servi\u00e7os.<\/span><\/p>\n<p><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 2;\"><span style=\"color: #008000;\"><b><span style=\"font-size: 18.0pt; line-height: 150%; font-family: 'Gotham Rounded Book'; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: 'Times New Roman'; mso-fareast-language: PT;\">2. Quem somos<\/span><\/b><\/span><\/p>\n<p><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">A <b>CrediBairrada<\/b> \u00e9 uma marca registada ( INPI N\u00ba 682463) da empresa<b> Decis\u00f5es de Vida \u2013 Media\u00e7\u00e3o Imobili\u00e1ria, Unip. Lda, <\/b>que atua<b> <\/b>como:<\/span><\/p>\n<ul>\n<li class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Mediador Imobili\u00e1rio com a Licen\u00e7a AMI\/INCI n\u00famero 13413, verific\u00e1vel em <a style=\"color: #008000;\" href=\"https:\/\/www.impic.pt\/impic\/pt-pt\/consultar\/empresas-titulares-de-licenca-de-mediacao-imobiliaria\">www.impic.pt<\/a>; <\/span><\/li>\n<li class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Intermedi\u00e1rio de Cr\u00e9dito Vinculado, sem exclusividade, registado junto do Banco de Portugal com o n\u00famero 001465, verific\u00e1vel em <a style=\"color: #008000;\" href=\"https:\/\/www.bportugal.pt\/intermediariocreditofar\/decisoes-de-vida-mediacao-imobiliaria-unipessoal-lda\">www.bportugal.pt<\/a>;<\/span><\/li>\n<li class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"color: #008000;\"><span style=\"font-size: 12.0pt; line-height: 150%; font-family: 'Gotham Rounded Book'; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: 'Times New Roman'; mso-fareast-language: PT;\">Agente e PDEADS da empresa Decis\u00f5es e Solu\u00e7\u00f5es \u2013 Intermedi\u00e1rios de Cr\u00e9dito, Lda que se encontra inscrito na Autoridade de Supervis\u00e3o de Seguros e Fundos de Pens\u00f5es, com a categoria de agente de seguros desde 29\/09\/2009 sob o n\u00famero 409311648, com autoriza\u00e7\u00e3o para o Ramo Vida e N\u00e3o Vida comprov\u00e1vel em <\/span><span style=\"font-family: 'Gotham Rounded Book';\"><a style=\"color: #008000;\" href=\"https:\/\/www.asf.com.pt\/\"><span style=\"font-size: 12pt; line-height: 150%;\">https:\/\/www.asf.com.pt<\/span><\/a><\/span><span style=\"font-size: 12.0pt; line-height: 150%; font-family: 'Gotham Rounded Book'; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: 'Times New Roman'; mso-fareast-language: PT;\">.<\/span><\/span><\/li>\n<\/ul>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">A <b>CrediBairrada\/ Decis\u00f5es e Solu\u00e7\u00f5es Anadia (Decis\u00f5es de Vida \u2013 Media\u00e7\u00e3o Imobili\u00e1ria, Unip. Lda.), <\/b>atua em toda a cadeia de valor na \u00e1rea da media\u00e7\u00e3o imobili\u00e1ria, intermedia\u00e7\u00e3o cr\u00e9dito, seguradora e planos de sa\u00fade, para gerar poupan\u00e7a e proximidade aos seus clientes.<\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">A <b>CrediBairrada\/ Decis\u00f5es e Solu\u00e7\u00f5es Anadia (Decis\u00f5es de Vida \u2013 Media\u00e7\u00e3o Imobili\u00e1ria, Unip. Lda.),<\/b> \u00e9 respons\u00e1vel pelo tratamento dos dados pessoais dos clientes e colaboradores respetivos e quem, neste \u00e2mbito, decide quais os dados recolhidos, os meios de tratamento e as finalidades para que os dados s\u00e3o tratados.<\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"color: #008000;\"><span style=\"font-size: 12.0pt; line-height: 150%; font-family: 'Gotham Rounded Book'; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: 'Times New Roman'; mso-fareast-language: PT;\">Consideramos essencial a ado\u00e7<\/span><span style=\"font-size: 12.0pt; line-height: 150%; font-family: 'Courier New'; mso-fareast-font-family: 'Times New Roman'; mso-fareast-language: PT;\">\u00e3<\/span><span style=\"font-size: 12.0pt; line-height: 150%; font-family: 'Gotham Rounded Book'; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: 'Times New Roman'; mso-fareast-language: PT;\">o de todas as boas praticas para o tratamento de dados pessoais, e por isso a <b>CrediBairrada\/ Decis\u00f5es e Solu\u00e7\u00f5es Anadia (Decis\u00f5es de Vida \u2013 Media\u00e7\u00e3o Imobili\u00e1ria, Unip. Lda.),<\/b> prop\u00f5e-se monitorizar a conformidade do tratamento de dados com as normas aplic\u00e1veis, disponibilizando-se sempre a cooperar com a Comiss\u00e3o Nacional de Prote\u00e7\u00e3o de Dados (CNPD), na sua qualidade de autoridade nacional de controlo e trabalhar em conjunto com os seus subcontratantes para garantir o pleno cumprimento da pol\u00edtica de prote\u00e7\u00e3o de dados.<\/span><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"color: #008000;\"><b><span style=\"font-size: 12.0pt; line-height: 150%; font-family: 'Gotham Rounded Book'; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: 'Times New Roman'; mso-fareast-language: PT;\">Os dados de contacto para esclarecimentos sobre prote\u00e7\u00e3o de dados:<\/span><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Decis\u00f5es de Vida \u2013 Media\u00e7\u00e3o Imobili\u00e1ria, Unip. Lda<\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Rua J\u00falio Maia, n\u00ba 80 \u2013 3780-233 Anadia<\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"color: #008000;\"><span style=\"font-size: 12.0pt; line-height: 150%; font-family: 'Gotham Rounded Book'; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: 'Times New Roman'; mso-fareast-language: PT;\">Endere\u00e7os de correio eletr\u00f3nico: <\/span><span style=\"font-size: 10.0pt; line-height: 150%; font-family: 'Gotham Rounded Book'; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: 'Times New Roman'; mso-fareast-language: PT;\"><a style=\"color: #008000;\" href=\"mailto:decisoesdevida@gmail.com\">decisoesdevida@gmail.com<\/a> \/ <a style=\"color: #008000;\" href=\"mailto:pedrocunhaserra@sapo.pt\">pedrocunhaserra@sapo.pt<\/a><\/span><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 14pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Modelo de neg\u00f3cios<b><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">A nossa miss\u00e3o \u00e9 entregar ao cliente, solu\u00e7\u00f5es justas, com valor acrescentado para as suas vidas, apoiando a tomada de decis\u00f5es determinantes na hist\u00f3ria de cada cliente.<\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Como empresa de intermedia\u00e7\u00e3o de cr\u00e9dito vinculada, sem exclusividade, registada junto do Banco de Portugal com o n\u00famero 001465 e no desenvolvimento da atividade de seguros atuando como PDEADS da empresa Decis\u00f5es e Solu\u00e7\u00f5es \u2013 Intermedi\u00e1rios de Cr\u00e9dito, Lda que se encontra inscrito no Autoridade de Supervis\u00e3o de Seguros e Fundos de Pens\u00f5es com a categoria de agente de seguros desde 29\/09\/2009 sob o n\u00famero 409311648, com autoriza\u00e7\u00e3o para o Ramo Vida e N\u00e3o Vida, n\u00e3o cobramos qualquer valor ao cliente.<\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">A <b>CrediBairrada\/ Decis\u00f5es e Solu\u00e7\u00f5es Anadia (Decis\u00f5es de Vida \u2013 Media\u00e7\u00e3o Imobili\u00e1ria, Unip. Lda.),<\/b> tem acordos com diferentes institui\u00e7\u00f5es, que suportam o custo do processo de intermedia\u00e7\u00e3o de cr\u00e9dito e seguros.<\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 3;\"><span style=\"font-size: 14pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">O nosso processo divide-se em 3 fases:<b><\/b><\/span><\/p>\n<ol type=\"1\" start=\"1\">\n<li class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-list: l0 level1 lfo1; tab-stops: list 36.0pt;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Qualifica\u00e7\u00e3o financeira<\/span><\/li>\n<li class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-list: l0 level1 lfo1; tab-stops: list 36.0pt;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Enquadramento<\/span><\/li>\n<li class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-list: l0 level1 lfo1; tab-stops: list 36.0pt;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Proposta e tratamento<\/span><\/li>\n<\/ol>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 4;\"><span style=\"font-size: 14pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Qualifica\u00e7\u00e3o financeira<b><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">O processo come\u00e7a com a inscri\u00e7\u00e3o do seu pedido. Ap\u00f3s fazer o pedido, o cliente ser\u00e1 acompanhado por um gestor de processo dedicado e especializado passando a ter um interlocutor para o(s) seu(s) processo(s).<\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">O gestor dedicado com o cliente e toda sua informa\u00e7\u00e3o e documenta\u00e7\u00e3o necess\u00e1ria, far\u00e1 uma qualifica\u00e7\u00e3o financeira e posterior enquadramento. <\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">A documenta\u00e7\u00e3o solicitada e\u0301 fundamental para ser efetuada a analise de solvabilidade do processo e ser\u00e1 sempre proporcional ao tipo de processo em tratamento.<\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 4;\"><span style=\"font-size: 14pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Enquadramento<b><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Para concluir o enquadramento, ser\u00e1 contactado por um gestor dedicado, que vai enquadrar o processo e fazer a an\u00e1lise de solvabilidade, bem como, explicar os pr\u00f3ximos passos ao cliente.<\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Mediante o enquadramento, poder\u00e3o ser pedidos documentos complementares, que ser\u00e3o necess\u00e1rios para a proposta. Ser\u00e3o articuladas com o cliente o tempo e a forma como o mesmo poder\u00e1 recolher e enviar cada documento.<\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">O gestor do seu processo, em conjunto com as v\u00e1rias ferramentas digitais, vai auxiliar o cliente a conseguir obter todos os documentos necess\u00e1rios, para que o tratamento possa ser iniciado licitamente e com a maior brevidade poss\u00edvel.<\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 4;\"><span style=\"font-size: 14pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Proposta e Tratamento<b><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Para assegurar que recebe uma proposta e tratamento \u00fanico e personalizado com um n\u00edvel de servi\u00e7o excecional, o processo \u00e9 tratado por uma \u00fanica pessoa conhecedora de todas as condi\u00e7\u00f5es de cr\u00e9dito e seguros associados e cuja especialidade e\u0301 negociar com as v\u00e1rias institui\u00e7\u00f5es.<\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Nesta fase, o gestor dedicado vai apresentar uma solu\u00e7\u00e3o ao cliente mediante o seu perfil e, assim, assegurar que tem uma solu\u00e7\u00e3o \u00e0 sua medida, nas melhores condi\u00e7\u00f5es de mercado e com as melhores coberturas.<\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Nesta fase do processo, em que j\u00e1 foi encontrada a solu\u00e7\u00e3o pr\u00e9-aprovada. Porque privilegiamos o acompanhamento personalizado, garantimos que o seu gestor dedicado acompanha todo o processo at\u00e9 \u00e0 formaliza\u00e7\u00e3o garantindo assim que o que foi proposto coincide com o que vai ser contratado.<\/span><\/p>\n<p><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 2;\"><span style=\"color: #008000;\"><b><span style=\"font-size: 18.0pt; line-height: 150%; font-family: 'Gotham Rounded Book'; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: 'Times New Roman'; mso-fareast-language: PT;\">3. Que dados pessoais recolhemos e tratamos<\/span><\/b><\/span><\/p>\n<p><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Os dados pessoais s\u00e3o informa\u00e7\u00f5es relativas a uma pessoa singular, identificada ou identific\u00e1vel, bem como o conjunto de informa\u00e7\u00f5es distintas que podem levar a\u0300 identifica\u00e7\u00e3o do seu titular. Os dados pessoais que tenham sido descaracterizados, codificados ou mesmo pseudonimizados, mas que conjuntamente utilizados possam identificar uma pessoa singular, s\u00e3o tamb\u00e9m considerados dados pessoais.<\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 3;\"><span style=\"font-size: 16pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">As principais categorias de dados pessoais que tratamos s\u00e3o:<b><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 4;\"><span style=\"font-size: 14pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Identifica\u00e7\u00e3o e contactos<b><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Nome, morada, contacto de telem\u00f3vel, contacto de telefone, endere\u00e7o de correio eletr\u00f3nico, n\u00famero de identifica\u00e7\u00e3o civil e n\u00famero de identifica\u00e7\u00e3o fiscal.<\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 4;\"><span style=\"font-size: 14pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Dados Biogr\u00e1ficos<b><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Nacionalidade, sexo, data de nascimento, naturalidade, estado civil, informa\u00e7\u00e3o sobre o agregado familiar, dados sobre a profiss\u00e3o (como por exemplo, o n\u00famero de anos que trabalha na atual empresa) e habilita\u00e7\u00f5es acad\u00e9micas.<\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 4;\"><span style=\"font-size: 14pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Dados financeiros<b><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Vencimento mensal, anual, responsabilidades financeiras junto das institui\u00e7\u00f5es de cr\u00e9dito e patrim\u00f3nio financeiro.<\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 4;\"><span style=\"font-size: 14pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Segmentos e perfis<b><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Perfil ou grau de risco de cr\u00e9dito, perfil para aquisi\u00e7\u00e3o de produtos de investimento (atrav\u00e9s de seguros de capitaliza\u00e7\u00e3o), perfil para segmenta\u00e7\u00e3o comercial de servi\u00e7os que visam a poupan\u00e7a como cr\u00e9ditos e seguros.<\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 4;\"><span style=\"font-size: 14pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Opini\u00f5es e prefer\u00eancias<b><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Gest\u00e3o de dados referentes a respostas a question\u00e1rios de satisfa\u00e7\u00e3o, gest\u00e3o de coment\u00e1rios de clientes efetuados nas redes sociais, Facebook, Linkedin, Instagram, gest\u00e3o de coment\u00e1rios nos sites e blogs detidos pela <b>CrediBairrada\/ Decis\u00f5es e Solu\u00e7\u00f5es Anadia (Decis\u00f5es de Vida \u2013 Media\u00e7\u00e3o Imobili\u00e1ria, Unip. Lda.).<\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 4;\"><span style=\"font-size: 14pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Conte\u00fados<b><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Gest\u00e3o da informa\u00e7\u00e3o contida nas comunica\u00e7\u00f5es entre o cliente e a <b>Decis\u00f5es de Vida \u2013 Media\u00e7\u00e3o Imobili\u00e1ria, Unip. Lda <\/b>e suas marcas ou as que represente, seja em formato escrito ou telef\u00f3nico (caso a chamada telef\u00f3nica seja gravada).<\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 4;\"><span style=\"font-size: 14pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Utiliza\u00e7\u00e3o de sites e aplica\u00e7\u00f5es<b><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">P\u00e1ginas visitadas, endere\u00e7o IP, localiza\u00e7\u00e3o geogr\u00e1fica e browser utilizado.<\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 3;\"><span style=\"font-size: 16pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">A <b>CrediBairrada <\/b>obt\u00e9m os dados atrav\u00e9s dos seguintes canais:<b><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 4;\"><span style=\"font-size: 14pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Dados fornecidos pelos clientes<b><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Elementos fornecidos diretamente pelos clientes no processo de subscri\u00e7\u00e3o do pedido no site, nos e-mails trocados entre o cliente e o gestor do seu processo, nas intera\u00e7\u00f5es ao telefone com o cliente ou nas desloca\u00e7\u00f5es que o cliente pode fazer a\u0300 nossa ag\u00eancia em Anadia, atrav\u00e9s da resposta a question\u00e1rios de satisfa\u00e7\u00e3o.<\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 4;\"><span style=\"font-size: 14pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Defini\u00e7\u00e3o de Perfis<b><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Dados anal\u00edticos produzidos pela <b>CrediBairrada\/ Decis\u00f5es e Solu\u00e7\u00f5es Anadia (Decis\u00f5es de Vida \u2013 Media\u00e7\u00e3o Imobili\u00e1ria, Unip. Lda.),<\/b>, atrav\u00e9s da aplica\u00e7\u00e3o de modelos est\u00e1ticos aos dados contidos em base dados.<\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 4;\"><span style=\"font-size: 14pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Cookies persistentes<b><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Os sites da <b>CrediBairrada\/ Decis\u00f5es e Solu\u00e7\u00f5es Anadia (Decis\u00f5es de Vida \u2013 Media\u00e7\u00e3o Imobili\u00e1ria, Unip. Lda.),<\/b> possuem cookies que geram dados relativos a\u0300 utiliza\u00e7\u00e3o do site por parte dos clientes (exemplo: artigos mais vistos pelo cliente, o tempo que passa em cada artigo, o tempo que passa no site).&nbsp;<\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 4;\"><span style=\"font-size: 14pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Dados obtidos de entidades terceiras<b><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">A <b>CrediBairrada\/ Decis\u00f5es e Solu\u00e7\u00f5es Anadia (Decis\u00f5es de Vida \u2013 Media\u00e7\u00e3o Imobili\u00e1ria, Unip. Lda.) <\/b>obt\u00e9m dados por parte de entidades terceiras (parceiros), referentes a\u0300 an\u00e1lise de solvabilidade que e\u0301 efetuada ao cliente por parte dos parceiros, dados referentes a\u0300 pre\u0301 aprova\u00e7\u00e3o do processo (FINE), dados referentes ao cross-selling, dados referentes aos seguros, dados referentes a\u0300 avalia\u00e7\u00e3o do im\u00f3vel. Quando o processo segue para formaliza\u00e7\u00e3o obtemos dados referentes a\u0300 carta de aprova\u00e7\u00e3o (FINE final), dados referentes a\u0300 minuta, dados referentes a\u0300 data de escritura, dados referentes ao contrato de cr\u00e9dito.<\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 4;\"><span style=\"font-size: 14pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Obriga\u00e7\u00e3o de fornecer os dados pessoais<b><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">No \u00e2mbito das obriga\u00e7\u00f5es legais relativas ao regime da preven\u00e7\u00e3o do branqueamento de capitais, a <b>CrediBairrada\/ Decis\u00f5es e Solu\u00e7\u00f5es Anadia (Decis\u00f5es de Vida \u2013 Media\u00e7\u00e3o Imobili\u00e1ria, Unip. Lda.),<\/b> tem de identificar os clientes para obter um financiamento, normalmente atrav\u00e9s do documento de identifica\u00e7\u00e3o. Se n\u00e3o for efetuada esta identifica\u00e7\u00e3o, a <b>CrediBairrada\/ Decis\u00f5es e Solu\u00e7\u00f5es Anadia (Decis\u00f5es de Vida \u2013 Media\u00e7\u00e3o Imobili\u00e1ria, Unip. Lda.),<\/b> n\u00e3o pode dar seguimento ao processo, sob pena de incorrer numa infra\u00e7\u00e3o. No decorrer da rela\u00e7\u00e3o comercial entre o cliente e <b>CrediBairrada\/ Decis\u00f5es e Solu\u00e7\u00f5es Anadia (Decis\u00f5es de Vida \u2013 Media\u00e7\u00e3o Imobili\u00e1ria, Unip. Lda.),<\/b> ser\u00e1\u0301 necess\u00e1rio o envio de outros documentos por parte do cliente para o cumprimento de obriga\u00e7\u00f5es pre\u0301 contratuais e contratuais, necess\u00e1rias para a formaliza\u00e7\u00e3o do processo.<\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\"><br><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 2;\"><span style=\"color: #008000;\"><b><span style=\"font-size: 18.0pt; line-height: 150%; font-family: 'Gotham Rounded Book'; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: 'Times New Roman'; mso-fareast-language: PT;\">4. Como tratamos os dados pessoais<\/span><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 2;\"><span style=\"color: #008000;\"><b><span style=\"font-size: 18.0pt; line-height: 150%; font-family: 'Gotham Rounded Book'; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: 'Times New Roman'; mso-fareast-language: PT;\"><br><\/span><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">O tratamento de dados pessoais abrange um amplo conjunto de opera\u00e7\u00f5es efetuadas sobre dados pessoais, por meios manuais ou automatizados. Inclui a recolha, o registo, a organiza\u00e7\u00e3o, a estrutura\u00e7\u00e3o, a conserva\u00e7\u00e3o, a adapta\u00e7\u00e3o ou altera\u00e7\u00e3o, a recupera\u00e7\u00e3o, a consulta, a utiliza\u00e7\u00e3o, a divulga\u00e7\u00e3o por transmiss\u00e3o, difus\u00e3o ou qualquer outra forma de disponibiliza\u00e7\u00e3o, a compara\u00e7\u00e3o ou interconex\u00e3o, a limita\u00e7\u00e3o, o apagamento ou a destrui\u00e7\u00e3o de dados pessoais.<\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">O Regulamento Geral sobre a Prote\u00e7\u00e3o de Dados (RGPD) aplica-se ao tratamento de dados pessoais por meios total ou parcialmente automatizados, bem como ao tratamento por meios n\u00e3o automatizados de dados pessoais contidos em ficheiros.<\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Na <b>CrediBairrada\/ Decis\u00f5es e Solu\u00e7\u00f5es Anadia (Decis\u00f5es de Vida \u2013 Media\u00e7\u00e3o Imobili\u00e1ria, Unip. Lda.),<\/b> tratamos os dados pessoais de forma leal e transparente, de acordo com os seus fundamentos de licitude e com finalidades especificas.<\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 3;\"><span style=\"font-size: 16pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Cumprimento e execu\u00e7\u00e3o contratual (Finalidades de tratamento)<b><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 3;\"><span style=\"font-size: 14pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Gest\u00e3o de risco<b><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">An\u00e1lise dos crit\u00e9rios de risco como taxa de esfor\u00e7o, rendimento l\u00edquido dispon\u00edvel e DSTI, bem como poss\u00edveis incumprimentos ou moras no pagamento da presta\u00e7\u00e3o.<\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 4;\"><span style=\"font-size: 14pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Gest\u00e3o de produtos<b><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Recolha de dados para disponibilizar novos produtos ou melhorar os produtos dispon\u00edveis aos clientes. Possibilitar que o cliente possa conhecer outras formas de poupan\u00e7a. Apoiar os clientes na procura ativa de im\u00f3vel para aquisi\u00e7\u00e3o, bem como apoiar os clientes na venda ativa do seu im\u00f3vel atrav\u00e9s da \u00e1rea de Media\u00e7\u00e3o Imobili\u00e1ria da <b>CrediBairrada\/ Decis\u00f5es e Solu\u00e7\u00f5es Anadia (Decis\u00f5es de Vida \u2013 Media\u00e7\u00e3o Imobili\u00e1ria, Unip. Lda.).<\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 4;\"><span style=\"font-size: 14pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Gest\u00e3o de contactos e reclama\u00e7\u00f5es<b><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Rece\u00e7\u00e3o, an\u00e1lise e resposta a pedidos de informa\u00e7\u00e3o e reclama\u00e7\u00e3o por parte dos clientes. O pedido de informa\u00e7\u00e3o ou de reclama\u00e7\u00e3o, pode chegar atrav\u00e9s de v\u00e1rios canais, como o digital, telef\u00f3nico ou via carta.<\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 4;\"><span style=\"font-size: 14pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Gest\u00e3o do arquivo documental em formato digital<b><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Recolha, classifica\u00e7\u00e3o e armazenamento de documentos em formato digital na \u00e1rea pessoal do cliente online.<\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 4;\"><span style=\"color: #008000;\"><u><span style=\"font-size: 14.0pt; line-height: 150%; font-family: 'Gotham Rounded Book'; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: 'Times New Roman'; mso-fareast-language: PT;\">Media\u00e7\u00e3o de seguros<b><\/b><\/span><\/u><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">A <b>CrediBairrada\/ Decis\u00f5es e Solu\u00e7\u00f5es Anadia (Decis\u00f5es de Vida \u2013 Media\u00e7\u00e3o Imobili\u00e1ria, Unip. Lda.),<\/b> atua como entidade diretamente envolvida na atividade de media\u00e7\u00e3o de seguros (PDEADS). E\u0301 efetuada a recolha e an\u00e1lise de dados para que seja poss\u00edvel apresentar ao cliente simula\u00e7\u00f5es de seguros do ramo de vida e n\u00e3o vida.<\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\"><br><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 3;\"><span style=\"font-size: 16pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Cumprimento de obriga\u00e7\u00f5es legais e regulamentares (Finalidade do Tratamento)<\/span><\/p><p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 3;\"><span style=\"font-size: 16pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\"><br><b><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 4;\"><span style=\"font-size: 14pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Gest\u00e3o de risco<\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">An\u00e1lise de r\u00e1cios e de crit\u00e9rios de pondera\u00e7\u00e3o de risco, como taxa de esfor\u00e7o, verifica\u00e7\u00e3o da identidade dos titulares do cr\u00e9dito, experi\u00eancia profissional, etc.<\/span><\/p><p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\"><br><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 4;\"><span style=\"font-size: 14pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Preven\u00e7\u00e3o de fraudes<\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Dete\u00e7\u00e3o de fraudes, com por exemplo: adultera\u00e7\u00e3o de documentos de identifica\u00e7\u00e3o, recibos de vencimentos, extratos banc\u00e1rios, ou outros documentos.<\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 4;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Preven\u00e7\u00e3o de crimes de branqueamento de capital e financiamento ao terrorismo (BCFT)<b><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Recolha e an\u00e1lise da copia dos documentos de identifica\u00e7\u00e3o dos intervenientes do cr\u00e9dito, para evitar situa\u00e7\u00f5es de BCFT.<\/span><\/p><p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\"><br><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 4;\"><span style=\"font-size: 14pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Contabilidade e reporte financeiro<b><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Registo contabil\u00edstico, e elabora\u00e7\u00e3o de reportes financeiros, como balan\u00e7o e demonstra\u00e7\u00e3o financeira.<\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 4;\"><span style=\"font-size: 14pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Presta\u00e7\u00e3o de informa\u00e7\u00f5es e resposta a pedidos de autoridades publicas<b><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Presta\u00e7\u00e3o de informa\u00e7\u00e3o obrigat\u00f3ria a entidades publicas, e a pedidos provenientes dos reguladores do sector. (exemplo: tribunais, pol\u00edcia criminal, CMVM, Banco de Portugal, CNPD, ASF, IMPIC\/INCI).<\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\"><br><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 4;\"><span style=\"color: #008000;\"><u><span style=\"font-size: 14.0pt; line-height: 150%; font-family: 'Gotham Rounded Book'; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: 'Times New Roman'; mso-fareast-language: PT;\">Imobili\u00e1rio<\/span><\/u><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">A <b>CrediBairrada\/ Decis\u00f5es e Solu\u00e7\u00f5es Anadia (Decis\u00f5es de Vida \u2013 Media\u00e7\u00e3o Imobili\u00e1ria, Unip. Lda.),<\/b> atua como empresa no ramo de Media\u00e7\u00e3o Imobili\u00e1ria com a Licen\u00e7a AMI\/INCI 13413, apoiando os clientes na compra e venda de im\u00f3veis de forma ativa.<\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 3;\"><span style=\"font-size: 14pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Interesse leg\u00edtimo (Finalidades de tratamento)<b><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">A<b> CrediBairrada\/ Decis\u00f5es e Solu\u00e7\u00f5es Anadia (Decis\u00f5es de Vida \u2013 Media\u00e7\u00e3o Imobili\u00e1ria, Unip. Lda.),<\/b> procede ao tratamento de dados pessoais para realizar tarefas relacionadas com as suas atividades. O tratamento e\u0301 efetuado no \u00e2mbito da rela\u00e7\u00e3o com o cliente, quando efetua o tratamento de dados pessoais para efeitos de comercializa\u00e7\u00e3o direta de outros produtos ou apresenta\u00e7\u00e3o de informa\u00e7\u00f5es relevantes. A <b>CrediBairrada\/ Decis\u00f5es e Solu\u00e7\u00f5es Anadia (Decis\u00f5es de Vida \u2013 Media\u00e7\u00e3o Imobili\u00e1ria, Unip. Lda.),<\/b> apenas solicita os dados necess\u00e1rios para apresentar as propostas de poupan\u00e7a e de media\u00e7\u00e3o imobili\u00e1ria, para os produtos que s\u00e3o do interesse legitimo, como Seguros, Cr\u00e9ditos e apoiando os clientes na compra e venda de im\u00f3veis de forma ativa.<\/span><\/p><p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\"><br><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 4;\"><span style=\"font-size: 14pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Presta\u00e7\u00e3o de informa\u00e7\u00e3o ao cliente<b><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Envio de informa\u00e7\u00e3o relevante referente aos produtos comercializados pela <b>CrediBairrada\/ Decis\u00f5es e Solu\u00e7\u00f5es Anadia (Decis\u00f5es de Vida \u2013 Media\u00e7\u00e3o Imobili\u00e1ria, Unip. Lda.),<\/b> a informa\u00e7\u00e3o poder\u00e1 ser enviada em v\u00e1rios formatos, como, e-mail, carta, SMS, Messenger, Whatsapp\u2026<\/span><\/p><p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\"><br><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 4;\"><span style=\"font-size: 14pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Marketing<br><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Presta\u00e7\u00e3o de informa\u00e7\u00e3o ou realiza\u00e7\u00e3o de campanhas atrav\u00e9s de telefone, mensagem, correio eletr\u00f3nico ou por correio, para estimular a utiliza\u00e7\u00e3o ou promover a aquisi\u00e7\u00e3o ou subscri\u00e7\u00e3o de produtos ou servi\u00e7os. As campanhas poder\u00e3o ser geradas atrav\u00e9s de defini\u00e7\u00e3o de perfis do cliente.<\/span><\/p><p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\"><br><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 4;\"><span style=\"font-size: 14pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Segmenta\u00e7\u00e3o de clientes<b><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Para que os produtos e servi\u00e7os disponibilizados pela <b>CrediBairrada\/ Decis\u00f5es e Solu\u00e7\u00f5es Anadia (Decis\u00f5es de Vida \u2013 Media\u00e7\u00e3o Imobili\u00e1ria, Unip. Lda.),<\/b> v\u00e3o ao encontro das necessidades especificas de cada cliente, e\u0301 efetuada a caracteriza\u00e7\u00e3o e segmenta\u00e7\u00e3o dos clientes.<\/span><\/p><p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\"><br><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 4;\"><span style=\"font-size: 14pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Defini\u00e7\u00e3o de Perfis<b><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">A <b>CrediBairrada\/ Decis\u00f5es e Solu\u00e7\u00f5es Anadia (Decis\u00f5es de Vida \u2013 Media\u00e7\u00e3o Imobili\u00e1ria, Unip. Lda.),<\/b> poder\u00e1 tratar os dados dos clientes para criar produtos e servi\u00e7os mais adequados aos interesses e prefer\u00eancias dos clientes, para definir o seu perfil de utiliza\u00e7\u00e3o, grau de interesse e avaliar a sua propens\u00e3o relativa aos mesmos. Com isto, procuramos personalizar o atendimento que e\u0301 efetuado em cada contacto com o cliente.<\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Assiste-lhe o direito de recusar que os seus dados sejam perfilados, o que ira\u0301 implicar que deixe de ter um atendimento personalizado.<\/span><\/p><p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\"><br><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 4;\"><span style=\"font-size: 14pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Avalia\u00e7\u00e3o da satisfa\u00e7\u00e3o e qualidade do servi\u00e7o<b><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">S\u00e3o realizados question\u00e1rios de satisfa\u00e7\u00e3o, para aferir o grau de satisfa\u00e7\u00e3o do atendimento prestado, bem como aferir o grau de satisfa\u00e7\u00e3o dos produtos contratualizados, podendo ser proposta a an\u00e1lise de servi\u00e7os complementares, como por exemplo: an\u00e1lise ao spread do Cr\u00e9dito \u00e0 Habita\u00e7\u00e3o, an\u00e1lise da carteira de seguros.<\/span><\/p><p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\"><br><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 4;\"><span style=\"font-size: 14pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Controlo de gest\u00e3o<b><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Produ\u00e7\u00e3o de informa\u00e7\u00e3o para controlo e gest\u00e3o da <b>CrediBairrada\/ Decis\u00f5es e Solu\u00e7\u00f5es Anadia (Decis\u00f5es de Vida \u2013 Media\u00e7\u00e3o Imobili\u00e1ria, Unip. Lda.).<\/b><\/span><\/p><p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\"><b><br><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 3;\"><span style=\"font-size: 16pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">O consentimento do titular dos dados (Finalidades de tratamento)<\/span><\/p><p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 3;\"><span style=\"font-size: 16pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\"><br><b><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">A<b> CrediBairrada\/ Decis\u00f5es e Solu\u00e7\u00f5es Anadia (Decis\u00f5es de Vida \u2013 Media\u00e7\u00e3o Imobili\u00e1ria, Unip. Lda.),<\/b> poder\u00e1 efetuar outros tratamentos aos dados, desde que obtenha o consentimento pr\u00e9vio, expresso, por via inform\u00e1tica, escrito, oralmente ou atrav\u00e9s de uma a\u00e7\u00e3o explicita, informada e livre.<\/span><\/p><p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\"><br><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 4;\"><span style=\"font-size: 14pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Prova de informa\u00e7\u00e3o de consentimento<b><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">E-mail enviado por parte dos clientes, grava\u00e7\u00e3o de chamadas, documento assinado por cliente, s\u00e3o alguns dos exemplos de provas de consentimento utilizados pela <b>CrediBairrada\/ Decis\u00f5es e Solu\u00e7\u00f5es Anadia (Decis\u00f5es de Vida \u2013 Media\u00e7\u00e3o Imobili\u00e1ria, Unip. Lda.).<\/b><\/span><\/p><p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\"><b><br><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 4;\"><span style=\"font-size: 14pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Monitoriza\u00e7\u00e3o da qualidade do servi\u00e7o<b><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Grava\u00e7\u00e3o de chamadas e e-mail ser\u00e3o utilizados para monitoriza\u00e7\u00e3o da qualidade do servi\u00e7o.<\/span><\/p><p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\"><br><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 4;\"><span style=\"font-size: 14pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Estudos de mercado<b><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Recolha e an\u00e1lise de dados pessoais no contexto de estudo ou an\u00e1lise de mercado.<\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 4;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Personalizar a experi\u00eancia dos utilizadores<\/span><\/p><p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 4;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\"><br><b><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Utiliza\u00e7\u00e3o de Cookies para registo de atividade e de prefer\u00eancias dos clientes nos sites da <b>CrediBairrada\/ Decis\u00f5es e Solu\u00e7\u00f5es Anadia (Decis\u00f5es de Vida \u2013 Media\u00e7\u00e3o Imobili\u00e1ria, Unip. Lda.).<\/b><\/span><\/p><p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\"><b><br><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">A <b>CrediBairrada\/ Decis\u00f5es e Solu\u00e7\u00f5es Anadia (Decis\u00f5es de Vida \u2013 Media\u00e7\u00e3o Imobili\u00e1ria, Unip. Lda.),<\/b> apenas efetua tratamento de dados pessoais devidamente autorizados e sujeitos a informa\u00e7\u00e3o pr\u00e9via aos respetivos titulares. Eventuais tratamentos de dados secund\u00e1rios adicionais apenas s\u00e3o realizados se forem compat\u00edveis com as finalidades autorizadas e comunicadas aos titulares ou se forem objeto de consentimento espec\u00edfico e expl\u00edcito dos titulares dos dados.<\/span><\/p><p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\"><br><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 2;\"><span style=\"color: #008000;\"><b><span style=\"font-size: 18.0pt; line-height: 150%; font-family: 'Gotham Rounded Book'; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: 'Times New Roman'; mso-fareast-language: PT;\">5. Quais s\u00e3o os prazos de conserva\u00e7\u00e3o e tratamento dos dados pessoais<\/span><\/b><\/span><\/p><p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 2;\"><span style=\"color: #008000;\"><b><span style=\"font-size: 18.0pt; line-height: 150%; font-family: 'Gotham Rounded Book'; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: 'Times New Roman'; mso-fareast-language: PT;\"><br><\/span><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">A <b>CrediBairrada\/ Decis\u00f5es e Solu\u00e7\u00f5es Anadia (Decis\u00f5es de Vida \u2013 Media\u00e7\u00e3o Imobili\u00e1ria, Unip. Lda.),<\/b> conserva e trata os dados pessoais apenas pelo tempo necess\u00e1rio e enquanto subsistirem as leg\u00edtimas finalidades para as quais o cliente se inscreveu e para o cumprimento de obriga\u00e7\u00f5es contratuais, legais e regulamentares ou para prote\u00e7\u00e3o dos interesses leg\u00edtimos da <b>CrediBairrada\/ Decis\u00f5es e Solu\u00e7\u00f5es Anadia (Decis\u00f5es de Vida \u2013 Media\u00e7\u00e3o Imobili\u00e1ria, Unip. Lda.).<\/b><\/span><\/p><p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\"><b><br><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 3;\"><span style=\"font-size: 16pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Fundamentos para a conserva\u00e7\u00e3o de dados pessoais<\/span><\/p><p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 3;\"><span style=\"font-size: 16pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\"><br><b><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 4;\"><span style=\"font-size: 14pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Interesse legitimo<b><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">A<b> CrediBairrada\/ Decis\u00f5es e Solu\u00e7\u00f5es Anadia (Decis\u00f5es de Vida \u2013 Media\u00e7\u00e3o Imobili\u00e1ria, Unip. Lda.),<\/b> podera\u0301 manter os dados pessoais por um per\u00edodo superior a\u0300 rela\u00e7\u00e3o com o cliente, com base em interesses leg\u00edtimos que o fundamentem, nomeadamente a defesa da <b>CrediBairrada\/ Decis\u00f5es e Solu\u00e7\u00f5es Anadia (Decis\u00f5es de Vida \u2013 Media\u00e7\u00e3o Imobili\u00e1ria, Unip. Lda.)<\/b> em processos judiciais ou se existirem obriga\u00e7\u00f5es legais, regulamentares, fiscais \/contabil\u00edsticas que assim o exijam.<\/span><\/p><p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\"><br><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 2;\"><span style=\"color: #008000;\"><b><span style=\"font-size: 18.0pt; line-height: 150%; font-family: 'Gotham Rounded Book'; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: 'Times New Roman'; mso-fareast-language: PT;\">6. Quais s\u00e3o os seus direitos enquanto titular de dados pessoais<\/span><\/b><\/span><\/p><p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 2;\"><span style=\"color: #008000;\"><b><span style=\"font-size: 18.0pt; line-height: 150%; font-family: 'Gotham Rounded Book'; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: 'Times New Roman'; mso-fareast-language: PT;\"><br><\/span><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">A<b> CrediBairrada\/ Decis\u00f5es e Solu\u00e7\u00f5es Anadia (Decis\u00f5es de Vida \u2013 Media\u00e7\u00e3o Imobili\u00e1ria, Unip. Lda.),<\/b> garante o exerc\u00edcio dos direitos dos titulares dos dados em rela\u00e7\u00e3o ao respetivo tratamento.<\/span><\/p><p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\"><br><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 3;\"><span style=\"font-size: 16pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Direitos do titular<\/span><\/p><p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 3;\"><span style=\"font-size: 16pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\"><br><b><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 4;\"><span style=\"font-size: 14pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Acesso<b><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Os clientes t\u00eam direito a ter acesso aos dados pessoais que fornecem \u00e0 <b>CrediBairrada\/ Decis\u00f5es e Solu\u00e7\u00f5es Anadia (Decis\u00f5es de Vida \u2013 Media\u00e7\u00e3o Imobili\u00e1ria, Unip. Lda.),<\/b> \u00e0s respetivas condi\u00e7\u00f5es de tratamento. Este acesso e\u0301 feito por email.<\/span><\/p><p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\"><br><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 4;\"><span style=\"font-size: 14pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Retifica\u00e7\u00e3o<b><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Os clientes t\u00eam direito de solicitar a retifica\u00e7\u00e3o dos seus dados pessoais que se encontrem inexatos (Exemplo: morada, endere\u00e7o de e-mail, contacto telef\u00f3nico). Esta retifica\u00e7\u00e3o e\u0301 solicitada por email, ou correio escrito.<\/span><\/p><p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\"><br><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 4;\"><span style=\"font-size: 14pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Oposi\u00e7\u00e3o<b><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Os clientes t\u00eam o direito de se oporem ao tratamento de dados baseados no interesse leg\u00edtimo da <b>CrediBairrada\/ Decis\u00f5es e Solu\u00e7\u00f5es Anadia (Decis\u00f5es de Vida \u2013 Media\u00e7\u00e3o Imobili\u00e1ria, Unip. Lda.).<\/b><\/span><\/p><p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\"><b><br><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 4;\"><span style=\"font-size: 14pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Retirada do consentimento<b><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Os clientes t\u00eam o direito de retirar o consentimento de tratamento dos seus dados pessoais.<\/span><\/p><p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\"><br><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 4;\"><span style=\"font-size: 14pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Esquecimento<b><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">O cliente tem o direito de solicitar o apagamento dos seus dados pessoais detidos pela <b>CrediBairrada\/ Decis\u00f5es e Solu\u00e7\u00f5es Anadia (Decis\u00f5es de Vida \u2013 Media\u00e7\u00e3o Imobili\u00e1ria, Unip. Lda.),<\/b> desde que n\u00e3o se verifiquem fundamentos v\u00e1lidos para a sua conserva\u00e7\u00e3o pela <b>CrediBairrada\/ Decis\u00f5es e Solu\u00e7\u00f5es Anadia (Decis\u00f5es de Vida \u2013 Media\u00e7\u00e3o Imobili\u00e1ria, Unip. Lda.),<\/b> (exemplo: cumprimentos de obriga\u00e7\u00f5es legais e fiscais, defesa da <b>CrediBairrada\/ Decis\u00f5es e Solu\u00e7\u00f5es Anadia (Decis\u00f5es de Vida \u2013 Media\u00e7\u00e3o Imobili\u00e1ria, Unip. Lda.),<\/b> ou de terceiros num processo judicial).<\/span><\/p><p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\"><br><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 4;\"><span style=\"font-size: 14pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Limita\u00e7\u00e3o<b><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Os clientes t\u00eam o direito de pedir a limita\u00e7\u00e3o de tratamento dos seus dados pessoais quando contestam a exatid\u00e3o dos dados pessoais, o tratamento for il\u00edcito e se opuserem ao apagamento dos dados pessoais.<\/span><\/p><p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\"><br><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 4;\"><span style=\"font-size: 14pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Reclama\u00e7\u00e3o junto da CNPD<b><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Os clientes t\u00eam o direito a apresentar reclama\u00e7\u00f5es junto da CNPD em rela\u00e7\u00e3o a mat\u00e9rias relativas ao exerc\u00edcio dos seus direitos e a\u0300 prote\u00e7\u00e3o dos seus dados pessoais.<\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Os clientes podem exercer os seus direitos, de acordo com o RGPD, atrav\u00e9s de solicita\u00e7\u00e3o escrita para o endere\u00e7o postal indicado ou correio eletr\u00f3nico para os contactos indicados da <b>CrediBairrada\/ Decis\u00f5es e Solu\u00e7\u00f5es Anadia (Decis\u00f5es de Vida \u2013 Media\u00e7\u00e3o Imobili\u00e1ria, Unip. Lda.). <\/b>A <b>CrediBairrada\/ Decis\u00f5es e Solu\u00e7\u00f5es Anadia (Decis\u00f5es de Vida \u2013 Media\u00e7\u00e3o Imobili\u00e1ria, Unip. Lda.),<\/b> respondera\u0301 aos pedidos no prazo m\u00e1ximo de 30 dias, podendo se alongar no prazo de resposta para pedidos especialmente complexos. Nestes casos, a <b>CrediBairrada\/ Decis\u00f5es e Solu\u00e7\u00f5es Anadia (Decis\u00f5es de Vida \u2013 Media\u00e7\u00e3o Imobili\u00e1ria, Unip. Lda.), <\/b>informara\u0301 os clientes da necessidade de aumentar o prazo de resposta por um per\u00edodo adicional de 30 dias, justificando o motivo de necessidade deste.<\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Sempre que a <b>CrediBairrada\/ Decis\u00f5es e Solu\u00e7\u00f5es Anadia (Decis\u00f5es de Vida \u2013 Media\u00e7\u00e3o Imobili\u00e1ria, Unip. Lda.), <\/b>considere que n\u00e3o e\u0301 poss\u00edvel corresponder aos pedidos os clientes ser\u00e3o informados das raz\u00f5es, nos prazos acima identificados.<\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">O exerc\u00edcio dos direitos e\u0301 gratuito. No entanto, a <b>CrediBairrada\/ Decis\u00f5es e Solu\u00e7\u00f5es Anadia (Decis\u00f5es de Vida \u2013 Media\u00e7\u00e3o Imobili\u00e1ria, Unip. Lda.),<\/b> poder\u00e1\u0301 aplicar uma taxa administrativa pelos custos associados a situa\u00e7\u00f5es consideradas excessivas \/ recorrentes, an\u00f3malas e\/ou de m\u00e1-f\u00e9.<\/span><\/p><p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\"><br><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 2;\"><span style=\"color: #008000;\"><b><span style=\"font-size: 18.0pt; line-height: 150%; font-family: 'Gotham Rounded Book'; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: 'Times New Roman'; mso-fareast-language: PT;\">7. Que dados pessoais partilhamos<\/span><\/b><\/span><\/p><p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 2;\"><span style=\"color: #008000;\"><b><span style=\"font-size: 18.0pt; line-height: 150%; font-family: 'Gotham Rounded Book'; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: 'Times New Roman'; mso-fareast-language: PT;\"><br><\/span><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Os colaboradores do <b>CrediBairrada\/ Decis\u00f5es e Solu\u00e7\u00f5es Anadia (Decis\u00f5es de Vida \u2013 Media\u00e7\u00e3o Imobili\u00e1ria, Unip. Lda.),<\/b> t\u00eam acesso aos dados pessoais, na medida do necess\u00e1rio, para o desempenho das suas fun\u00e7\u00f5es, bem como para garantir o cumprimento de todas as obriga\u00e7\u00f5es legais da <b>CrediBairrada\/ Decis\u00f5es e Solu\u00e7\u00f5es Anadia (Decis\u00f5es de Vida \u2013 Media\u00e7\u00e3o Imobili\u00e1ria, Unip. Lda.),<\/b> enquanto intermedi\u00e1rio de cr\u00e9dito vinculado, PDEADS ou agente imobili\u00e1rio. Adicionalmente, os dados pessoais podem ser disponibilizados a entidades terceiras no interesse legitimo do Cliente:<\/span><\/p><p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\"><br><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 3;\"><span style=\"font-size: 16pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Entidades terceiras<\/span><\/p><p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 3;\"><span style=\"font-size: 16pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\"><br><b><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 4;\"><span style=\"font-size: 14pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Organismos P\u00fablicos e de supervis\u00e3o<b><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Banco de Portugal, ASF, CNPD, IMPIC\/INCI, autoridades fiscais, sempre que para tal exista uma obrigatoriedade legal ou regulat\u00f3ria.<\/span><\/p><p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\"><br><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 4;\"><span style=\"font-size: 14pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Parceiros<b><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"color: #008000;\"><span style=\"font-size: 12.0pt; line-height: 150%; font-family: 'Gotham Rounded Book'; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: 'Times New Roman'; mso-fareast-language: PT;\">Como intermedi\u00e1rio de cr\u00e9dito e PDEADS, a <b>CrediBairrada\/ Decis\u00f5es e Solu\u00e7\u00f5es Anadia (Decis\u00f5es de Vida \u2013 Media\u00e7\u00e3o Imobili\u00e1ria, Unip. Lda.),<\/b> ira\u0301 intermediar o pedido de cr\u00e9dito junto dos diversos parceiros com quem tem protocolo de vincula\u00e7\u00e3o, conforme publica\u00e7\u00e3o inscrita no Banco de Portugal <\/span><span style=\"font-family: 'Gotham Rounded Book';\"><a style=\"color: #008000;\" href=\"https:\/\/www.bportugal.pt\/intermediariocreditofar\/decisoes-de-vida-mediacao-imobiliaria-unipessoal-lda\"><span style=\"font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: 'Times New Roman'; mso-fareast-language: PT;\">www.bportugal.pt<\/span><\/a><\/span><span style=\"font-size: 12.0pt; line-height: 150%; font-family: 'Gotham Rounded Book'; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: 'Times New Roman'; mso-fareast-language: PT;\"> , bem como com as Companhias de Seguros protocoladas com a <b>Decis\u00f5es e Solu\u00e7\u00f5es, Intermedi\u00e1rios de Cr\u00e9dito, Lda<\/b>, inscrita na ASF sob o n\u00ba 409311648 e verific\u00e1vel em <a style=\"color: #008000;\" href=\"http:\/\/www.asf.com.pt\">www.asf.com.pt<\/a>.<\/span><\/span><\/p><p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"color: #008000;\"><span style=\"font-size: 12.0pt; line-height: 150%; font-family: 'Gotham Rounded Book'; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: 'Times New Roman'; mso-fareast-language: PT;\"><br><\/span><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 4;\"><span style=\"font-size: 14pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Entidades subcontratantes<b><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">Entidades subcontratantes e prestadoras de servi\u00e7os, que atuam em nome ou sob instru\u00e7\u00f5es da <b>CrediBairrada\/ Decis\u00f5es e Solu\u00e7\u00f5es Anadia (Decis\u00f5es de Vida \u2013 Media\u00e7\u00e3o Imobili\u00e1ria, Unip. Lda.).<\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">A <b>CrediBairrada\/ Decis\u00f5es e Solu\u00e7\u00f5es Anadia (Decis\u00f5es de Vida \u2013 Media\u00e7\u00e3o Imobili\u00e1ria, Unip. Lda.),<\/b> como intermedi\u00e1rio de cr\u00e9dito vinculado, sem exclusividade, esta\u0301 sujeito ao sigilo banc\u00e1rio. Pelo que a transfer\u00eancia de dados pessoais para entidades terceiras apenas s\u00e3o efetuadas quando exista autoriza\u00e7\u00e3o bastante no \u00e2mbito da rela\u00e7\u00e3o com o cliente e\/ou quando os subcontratantes encarregados pela <b>CrediBairrada\/ Decis\u00f5es e Solu\u00e7\u00f5es Anadia (Decis\u00f5es de Vida \u2013 Media\u00e7\u00e3o Imobili\u00e1ria, Unip. Lda.),<\/b> garantam de igual modo a observ\u00e2ncia do sigilo dos dados pessoais dos clientes, bem como as demais normas e legisla\u00e7\u00e3o de prote\u00e7\u00e3o de dados.<\/span><\/p><p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\"><br><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 2;\"><span style=\"color: #008000;\"><b><span style=\"font-size: 18.0pt; line-height: 150%; font-family: 'Gotham Rounded Book'; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: 'Times New Roman'; mso-fareast-language: PT;\">8. Como protegemos os dados pessoais<\/span><\/b><\/span><\/p><p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 2;\"><span style=\"color: #008000;\"><b><span style=\"font-size: 18.0pt; line-height: 150%; font-family: 'Gotham Rounded Book'; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: 'Times New Roman'; mso-fareast-language: PT;\"><br><\/span><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">A prote\u00e7\u00e3o da confidencialidade e da integridade dos dados dos nossos clientes e\u0301 considerada pela <b>CrediBairrada\/ Decis\u00f5es e Solu\u00e7\u00f5es Anadia (Decis\u00f5es de Vida \u2013 Media\u00e7\u00e3o Imobili\u00e1ria, Unip. Lda.), <\/b>como um dos pilares fundamentais na rela\u00e7\u00e3o de confian\u00e7a para com as pessoas que recorrem aos nossos servi\u00e7os.<\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">A<b> CrediBairrada\/ Decis\u00f5es e Solu\u00e7\u00f5es Anadia (Decis\u00f5es de Vida \u2013 Media\u00e7\u00e3o Imobili\u00e1ria, Unip. Lda.),<\/b> tem implementadas medidas organizativas, processos e sistemas de seguran\u00e7a adequados para proteger os seus dados pessoais contra a destrui\u00e7\u00e3o, a altera\u00e7\u00e3o e o acesso n\u00e3o autorizado.<\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">A <b>CrediBairrada\/ Decis\u00f5es e Solu\u00e7\u00f5es Anadia (Decis\u00f5es de Vida \u2013 Media\u00e7\u00e3o Imobili\u00e1ria, Unip. Lda.),<\/b> esta\u0301 empenhada em continuar a desenvolver processos e sistemas de seguran\u00e7a, que visam a prote\u00e7\u00e3o dos dados pessoais dos seus clientes.<\/span><\/p><p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\"><br><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 2;\"><span style=\"color: #008000;\"><b><span style=\"font-size: 18.0pt; line-height: 150%; font-family: 'Gotham Rounded Book'; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: 'Times New Roman'; mso-fareast-language: PT;\">9. Altera\u00e7\u00f5es a\u0300 pol\u00edtica de privacidade<\/span><\/b><\/span><\/p><p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%; mso-outline-level: 2;\"><span style=\"color: #008000;\"><b><span style=\"font-size: 18.0pt; line-height: 150%; font-family: 'Gotham Rounded Book'; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: 'Times New Roman'; mso-fareast-language: PT;\"><br><\/span><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\">A <b>CrediBairrada\/ Decis\u00f5es e Solu\u00e7\u00f5es Anadia (Decis\u00f5es de Vida \u2013 Media\u00e7\u00e3o Imobili\u00e1ria, Unip. Lda.),<\/b> reserva-se no direito de, a qualquer momento, fazer altera\u00e7\u00f5es a\u0300 pol\u00edtica de privacidade, para adequ\u00e1-la \u00e0s melhores praticas do mercado ou a futuras altera\u00e7\u00f5es legislativas ou regulamentares, visando, sobretudo, refor\u00e7ar os direitos dos consumidores.<\/span><\/p><p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"font-size: 12pt; line-height: 150%; font-family: 'Gotham Rounded Book'; color: #008000;\"><br><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"color: #008000;\"><span style=\"font-size: 12.0pt; line-height: 150%; font-family: 'Gotham Rounded Book'; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: 'Times New Roman'; mso-fareast-language: PT;\">Poder\u00e1 encontrar a pol\u00edtica de privacidade atualizada para consulta no site <\/span><span style=\"font-family: 'Gotham Rounded Book';\"><a style=\"color: #008000;\" href=\"http:\/\/credibairrada.pt\/en\/\"><span style=\"font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: 'Times New Roman'; mso-fareast-language: PT;\">www.credibairrada.pt<\/span><\/a><\/span><span style=\"font-size: 12.0pt; line-height: 150%; font-family: 'Gotham Rounded Book'; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: 'Times New Roman'; mso-fareast-language: PT;\"> .<\/span><\/span><\/p><p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; line-height: 150%;\"><span style=\"color: #008000;\"><span style=\"font-size: 12.0pt; line-height: 150%; font-family: 'Gotham Rounded Book'; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: 'Times New Roman'; mso-fareast-language: PT;\"><br><\/span><\/span><\/p>\n<p class=\"MsoNormal\" style=\"text-align: justify; line-height: 150%;\"><span style=\"color: #008000;\"><b><span style=\"font-family: 'Gotham Rounded Book';\">Pol\u00edtica de Privacidade \u2013 6 de Dezembro de 2022<\/span><\/b><\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Pol\u00edtica de Privacidade 1. Qual \u00e9 o nosso prop\u00f3sito A CrediBairrada\/ Decis\u00f5es e Solu\u00e7\u00f5es Anadia (Decis\u00f5es de Vida \u2013 Media\u00e7\u00e3o Imobili\u00e1ria, Unip. Lda.), adiante designado como CrediBairrada\u00ae, est\u00e1 ciente das implica\u00e7\u00f5es e da sua responsabilidade em cumprir com as altera\u00e7\u00f5es introduzidas em mat\u00e9ria de prote\u00e7\u00e3o de dados pessoais, nomeadamente com a produ\u00e7\u00e3o de efeitos a &hellip;<\/p>\n<p class=\"read-more\"> <a class=\"\" href=\"http:\/\/credibairrada.pt\/en\/politica-de-privacidade\/\"> <span class=\"screen-reader-text\">Privacy policy<\/span> Read More &raquo;<\/a><\/p>","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-global-header-display":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","footnotes":""},"class_list":["post-1517","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"http:\/\/credibairrada.pt\/en\/wp-json\/wp\/v2\/pages\/1517","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/credibairrada.pt\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"http:\/\/credibairrada.pt\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"http:\/\/credibairrada.pt\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"http:\/\/credibairrada.pt\/en\/wp-json\/wp\/v2\/comments?post=1517"}],"version-history":[{"count":40,"href":"http:\/\/credibairrada.pt\/en\/wp-json\/wp\/v2\/pages\/1517\/revisions"}],"predecessor-version":[{"id":1876,"href":"http:\/\/credibairrada.pt\/en\/wp-json\/wp\/v2\/pages\/1517\/revisions\/1876"}],"wp:attachment":[{"href":"http:\/\/credibairrada.pt\/en\/wp-json\/wp\/v2\/media?parent=1517"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}